On Thursday, January 22, 2018, this is the situation:
Fighting
According to the regional prosecutor’s office’s message on the Telegram messaging app, a 52-year-old woman was killed in a hospital after being hurt by Russian shelling in the Kherson region of Ukraine’s Dniprovskyi district.
According to Vadym Filashkin, head of the Donetsk Regional Military Administration, Russian forces have dropped 768 guided missiles and high-explosive aerial bombs in areas of Ukraine’s Donetsk region still under Ukrainian control over the past ten days, destroying almost all remaining infrastructure.
Following recent Russian attacks, Ukrainian energy company DTEK announced on Facebook that the country’s capital Kyiv’s power supply had been restored to “critical infrastructure,” but that the “city’s power system is still in deep emergency mode,” with daily outages now lasting for a month.
About 44, 000 homes in the Dniprovskyi and Desnyanskyi districts, where about 44, 000 homes are still without power, were also affected by the attacks on Kyiv’s power generation facilities, according to DTEK in a separate post on Telegram.
Without providing further details, the Ukrainian state’s power grid operator, Ukrenergo, reported a senior executive died while overseeing repairs at a power plant that had been damaged by a Russian strike.
According to the regional emergency services task force, Ukrainian forces reportedly attacked a port in the village of Volna in the southern Krasnodar region of Russia, killing three people and injuring eight, according to the country’s TASS state news agency.
Four oil storage tanks were “engulfed in flames,” according to Veniamin Kondratyev, the regional governor of Krasnodar, earlier on Telegram.
An Uzbek man was found guilty of killing top Russian general Igor Kirillov and his assistant in a 2024 bombing attack and was given a life sentence by a military court in Moscow.
Regional security
Ruben Brekelmans, the head of Dutch defense, claimed in a post on X that Dutch navy ships “escorted Russian vessels away from the North Sea for the second time in a short period.” We are aware that these Russian ships can be used to eavesdrop on and map important maritime infrastructure, according to the minister.
A German-Ukrainian woman was detained on Wednesday after being accused of spying for Russia through contacts with former German Defense Ministry employees, gathering information about drone production for Ukraine, and attending political events.
Due to the crisis in Greenland, NATO members are faced with difficult decisions, but Western allies must remember that Russia, which is increasing its military presence in the Arctic, is their common adversary, according to Norway’s defense minister Tore Sandvik, who spoke to foreign correspondents in Oslo on Wednesday.
Politics and diplomacy
Donald Trump, the president of the United States, is meeting with Volodymyr Zelenskyy of Ukraine for the World Economic Forum, adding that he believes both the Ukrainian leader and Vladimir Putin want to end the nearly four-year conflict in Ukraine and that a resolution is “reasonably close.”
According to the TASS news agency, President Trump also stated to reporters in Davos that he wanted to see powerful people join the initiative.
Putin stated on Wednesday that the Russian foreign minister would respond to Putin’s request to join the board in due course.
Putin, who was cited by Russian news outlets as saying at a meeting of Russia’s Security Council, said he thought the proposed “board of peace” was primarily intended to deal with a Middle Eastern peace settlement and that Russia was willing to pay Trump for long-term board membership in exchange for $1 billion in Russian assets that had been frozen in the US due to its war against Ukraine.
Rustem Umerov, the negotiator for Ukraine, announced on Telegram that he had a meeting with Steve Witkoff and Jared Kushner, the president’s top envoys.
Russian special envoy Kirill Dmitriev and Witkoff met on Wednesday in Davos, according to TASS, and Witkoff described the meeting as “very positive.”
Donald Trump, the president of the United States, has stated that he won’t impose himself on Greenland, but he has continued to push for enraging control of the Danish territory in a speech in Davos, Switzerland. He also hinted at consequences if his ambitions were thwarted.
At the annual meeting of the World Economic Forum, Trump said, “People thought I would use force, but I don’t have to use force.”
Recommended Stories
list of 3 itemsend of list
He announced afterwards on his Truth Social platform that he had arrived at a “framework of a future deal” with respect to claiming Greenland, after meeting with NATO Secretary-General Mark Rutte.
Trump agreed to drop the tariffs he had threatened to impose on European allies starting February 1 with no information on the details of that framework.
Here are the key takeaways from his Davos speech:
Would you like to comment briefly on Greenland?
Trump opened his remarks about Greenland with an attempt at humour.
He made a joke about it, saying, “I was going to leave it out of the speech, but I think I would have been criticized very negatively.”
After a lengthy critique of Denmark, which he claimed was too weak to protect Greenland, Trump repeated his key position on the territory.
For both strategic national security and international security, we require it. This enormous, unsecured island is actually part of North America. He claimed that that is “our territory.”
Trump proceeded to assert that no nation other than the US can secure Greenland, and that it was therefore essential for European leaders to turn the self-governing island over to US control.
Trump stated that he wants to hold discussions with the United States about the United States’ acquisition of Greenland.
He proceeded to describe the NATO alliance as a money sink for the US, one that failed to offer the country any benefits.
Trump remarked, “We never asked for or received anything.”
The president’s remarks failed to acknowledge NATO’s assistance after the attacks on September 11, 2001, when the US invoked the alliance’s collective defence clause and member states sent military air defence in response.
Trump, however, continued to portray NATO as a flimsy investment that would not produce rewards unless required.
“We probably won’t get anything unless I decide to use excessive strength and force, where we would be, frankly, unstoppable. But he retorted, “I won’t do that.”
“That’s probably the biggest statement I made because people thought I would use force. I am not required to use force.  , I don’t want to use force. I’m not going to use force.
Earlier this month, White House officials said Trump was considering “a range of options” for acquiring Greenland, including military action. Trump issued a second warning to Denmark at Davos, giving the United States an ultimatum to turn over Greenland.
“We’ve never asked for anything else. And we weren’t allowed to keep that piece of land. So they have a choice. We will be very grateful if you say yes. Or you can say no, and we will remember”, he said.
Hours later, the US president announced the “framework” for a Greenland deal, though it is unclear how much of an influence Denmark or Greenland had or how the deal might go.
Rutte later told Fox News that the issue of Greenland’s sovereignty did not come up in their conversation.
On January 21, 2026, a fjord in Nuuk, Greenland, is visible from residential buildings.
‘ You follow us down, and you follow us up ‘
Trump referred to the US economy as the engine of global growth, describing it as having global influence.
“The USA is the economic engine on the planet. The world also booms when America booms. It’s been the history”, Trump said.
He continued, “When it goes bad, it goes bad.” “You all follow us down, and you follow us up. And we’re at a point where we’ve never, I don’t think, ever been. I never thought we could do it this quickly”.
Trump, who won a second term in 2025, claimed he anticipated slower economic growth.
“My biggest surprise is I thought it would take more than a year, maybe like a year and one month. However, it has already occurred very quickly.
He then turned his attention to Europe, offering a bleak assessment of the continent’s trajectory. Without providing any supporting data, Trump attributed the continent’s problems to policies promoting green energy and migration.
“Certain places in Europe are not recognisable, frankly, any more. Trump, in response to anti-immigrant rhetoric, said, “They’re not recognisable.”
“I want to see Europe go good, but it’s not heading in the right direction”.
Donald Trump makes gestures at the 56th World Economic Forum, according to Jonathan Ernst/Reuters.
Tariffs and the trade deficit
Trump defended his frequent use of tariffs and other protectionist trade policies, saying that the measures had the power to reduce the US’s trade deficit and boost domestic production.
“With tariffs, we’ve radically reduced our ballooning trade deficit, which was the largest in world history. Every year, we lost more than $1 trillion, and that was a waste. It was going to waste”, Trump said.
However, I reduced our monthly trade deficit by an incredible 77% in a year. And all of this with no inflation, something everyone said could not be done”, he added.
Trump also cited the success of the policy as evidenced by what he termed gains in exports, manufacturing, and industrial capacity.
“During the process, we’ve made historic trade deals with partners covering 40 percent of all US trade, some of the greatest companies and countries in the world. Countries are also our partners, too. The European nations, Japan, South Korea, they’re our partners”, he said.
Trump’s prediction for Venezuela: “I’m going to do fantastically well.”
Speaking about Venezuela’s economy and oil sector, Trump said the country had suffered a sharp decline because of past policies under socialist leaders like Nicolas Maduro and the late Hugo Chavez.
However, he predicted that the South American nation is now on the verge of a quick recovery, aided in part by US and international energy companies’ cooperation.
Trump has taken an active interest in Venezuela’s governance since a January 3 military operation to abduct Maduro and transport him to the US to face criminal charges. Since Maduro’s ouster, he has since confirmed that the US has seized 50 million barrels of oil from Venezuela.
“Venezuela has been an amazing place for so many years, but then they went bad with their policies”, Trump said.
It was a wonderful nation twenty years ago, but it now has problems. But we’re helping them. We’re going to be splitting up with those 50 million barrels, and they’ll be earning more money than they’ve ever done in a long time.
Trump proceeded to praise the interim government of President Delcy Rodriguez, Maduro’s former vice president, for cooperating with his ambitions in Venezuela.
Trump predicted that Venezuela would perform “fantastically well.”
“We appreciate all of the cooperation we’ve been given. Great cooperation has been provided for us. Once the attack ended, the attack ended, and they said, ‘ Let’s make a deal. ‘ That should be done by more people.
He went on to predict a dramatic economic recovery for the oil-rich nation, citing renewed foreign investment and support from major energy firms.
In the next six months, “Venezuela will make more money than they have in the last 20 years,” he said.
“Every major oil company is coming in with us. It is incredible. It’s a beautiful thing to see. The country’s leaders have done a lot of good. They’ve been very, very smart”.
Into the energy-related topic.
Trump then turned to energy policy, highlighting a shift in his stance on nuclear power and reiterating his longstanding criticism of renewable energy.
“We’re going deep into nuclear,” he said. I was not a big fan because I didn’t like the risk, the danger, but the progress they’ve made with nuclear is unbelievable, and the safety progress they’ve made is incredible”, Trump said.
“We’re very much into the world of nuclear energy, and it’s very, very safe,” he said.
His statements follow a news release from the US Department of Energy on Tuesday that announced Trump would be “unleashing America’s next nuclear renaissance” by expanding infrastructure to create such energy.
Trump’s personal ties to private nuclear power companies have also increased. In December, the Trump Media and Technology Group, of which Trump is the majority owner, announced a $6bn merger with TAE Technologies, a fusion energy company.
Trump has resisted opposing green energy initiatives that aim to combat climate change, despite switching to nuclear energy. Calling such efforts the “Green New Scam” – his spin on the “Green New Deal” – he blamed Europe’s economic wobbles on efforts to embrace renewable technology.
“Throughout Europe, there are windmills. There are windmills all over the place, and they are losers. He told his audience at Davos, “I’ve noticed that the more windmills a nation has, the more money that nation loses, and the worse that nation is doing.”
‘ Canada should be grateful ‘
Trump also responded to Mark Carney’s remarks from his podium on Tuesday, according to  .
The leader of Canada’s Liberal Party, Carney had encouraged world leaders to prepare for a future without US leadership and warned that the “great powers” of the world appeared to be abandoning “even the pretence of rules and values for the unhindered pursuit of their power”.
It was obvious that Carney’s remarks targeted the US leader, even though he did not specifically mention Trump. Trump replied more directly during his turn at the Davos podium.
Trump claimed that “Canada receives a lot of freebies from us.”
“They should be grateful. They are not, though. I watched your prime minister yesterday. He didn’t seem as appreciative. Canada lives because of the United States. Keep in mind that when you make your statements, Mark.
Trump says he is meeting Zelenskyy
Trump also discussed the Ukrainian conflict and his media relations efforts with Volodymyr Zelenskyy and Vladimir Putin.
“I’m dealing with President Putin, and he wants to make a deal”, Trump said.
“I think President Zelenskyy wants to make a deal, and I think that’s what I’m talking to.” I’m meeting him today. He might be present in the audience at this time.
A post on Zelenskyy’s social media account, however, showed the Ukrainian leader at his presidential office in Kyiv on Wednesday, holding a meeting on the energy situation following Russian strikes. His office confirmed that he was in Ukraine and not in Davos.
Still, Trump insisted that he would help navigate Ukraine and Russia to an end to their war, which began nearly four years ago in February 2022.
They must end that war, they say. Because too many people are dying, needlessly dying. Too many people are losing their souls. It’s the only reason I’m interested in doing it. However, I’m assisting Europe by doing it. I’m helping NATO”, he said.
“Those lovely sunglasses,” you say.
At one point in his meandering speech, Trump stopped to poke fun at French President Emmanuel Macron, mocking the aviator sunglasses he wore to Davos.
“I had those gorgeous sunglasses on him yesterday. What the hell happened”? Trump posed a question.
Macron’s office said the choice to wear sunglasses during his speech, which took place indoors, was to protect his eyes because of a burst blood vessel.
Emmanuel Macron, the president of France, is present at the 56th annual World Economic Forum [Denis Balibouse/Reuters]
Yoane Wissa does not have to look too far for inspiration.
Alan Shearer, Jackie Milburn, Andy Cole, Malcolm Macdonald and Les Ferdinand are just some of the prolific strikers who have worn Newcastle United’s iconic number nine shirt.
Wissa is the latest in a long line to inherit it, and he offered a reminder why in his side’s 3-0 Champions League win against PSV Eindhoven at St James’ Park.
On a night supporters unfurled a banner urging their side to “write the next headline”, Wissa certainly did so.
Not only did he open the scoring after just eight minutes, the forward also set up his side’s second goal with the aggressive manner in which he pressed slack PSV defender Yarek Gasiorowski.
No wonder the man of the match left the field to a standing ovation after he was taken off by head coach Eddie Howe midway through the second half.
The prospect of sampling such moments under the lights had long served as inspiration after Wissa suffered a knee injury while on international duty with DR Congo back in September.
“It’s been a tough start for him here,” Howe said. “For any new player to come and get a serious injury, having not even done a training session, that’s really tough mentally.
“So it’s taken us a while to get him to a level that’s close to his best, and I still feel he’s got some more to come.
‘I loved his attitude and the determination and aggression that he played with’
It has taken Wissa time to deliver such performances.
Wissa, who had already had a disrupted pre-season, following his protracted departure from Brentford, has only scored three goals since making his debut for Newcastle last month.
The forward has looked rusty at times, failing to take a big chance to open the scoring in the defeat against Manchester City in the Carabao Cup semi-finals last week.
But Wednesday night showed what he can bring to this side.
Howe had called on Wissa to “max out” before the game, and he led the press effectively against a naive PSV side, who repeatedly played out from the back.
That certainly did not go unnoticed by fellow goalscorer Harvey Barnes.
“He’s had a tough start since he’s come here,” he told TNT Sports.
“Obviously injured for a long time. I had a similar start here. I know how tough it is just watching from the stands, so I know how delighted he will be.
“A first Champions League goal. I thought he played really well so I’m buzzing for him.”
The challenge for Wissa, of course, is to start scoring more regularly.
But he is a poacher in a differing mould to the towering Nick Woltemade, who likes to come in deep.
Of those forwards to have played a minimum of 250 minutes in the Premier League this season, Wissa ranks first for cross option runs per game.
These are defined by Opta as runs to get into the penalty area to make yourself available for a cross while your team-mate has the ball in a wide area.
Wissa also ranks 15th for runs in behind.
Given their differing qualities, Howe felt it was “transformative” to have Wissa available after Woltemade had to shoulder the burden up front in his absence.
It had always been the plan for the pair to share the load after Newcastle lost top scorer Alexander Isak to Liverpool last summer, and Wissa’s Premier League experience helps explain why Newcastle paid such a hefty £55m fee.
“Yoane’s career at Brentford was brilliant to watch from afar because I thought he was outstanding for them, scoring a number of massive goals,” Howe said.
A showdown in Paris awaits
Such aggression is one of the reasons Wissa is likely to line up from the off against holders Paris St-Germain next week.
Newcastle are in a strong position going into that final game of the league phase, and sit in seventh place in the standings.
Newcastle have already secured a last 16 play-off spot, and still have the chance to reach the knockout stages automatically with a landmark result in the Parc des Princes next week.
While Howe refuted talk of “revenge” after a controversial stoppage-time penalty was awarded against his side on their last visit to the French capital in 2023, the visitors certainly won’t need any added motivation.
“We know what we can do when we turn up against teams,” Barnes added.
“We had a sour taste after the game a couple of years ago, and it’s one we will want to go and put right.
In a shocking statement, Brooklyn Peltz Beckham claimed that his parents, Sir David and Lady Victoria, gave “Brand Beckham” precedence over “family.”
3 images to be seen
In 2022, Brooklyn and Nicola Peltz Beckham wed.
Nicola Peltz’s “whole view of other people is so warped” because she has “grown up with so much wealth and power,” it is said today.
The 31-year-old actress, daughter of billionaire businessman Nelson, has been caught up in the public fallout between husband Brooklyn and his family, including parents Sir David and Lady Victoria. Brooklyn, 26, shared an explosive statement on his Instagram story where he accused his mother and father of prioritising “Brand Beckham” over family.
Brooklyn, the oldest of the Beckham children, claimed that his parents had attempted to “ruin” his relationship with his wife. An insider has since attacked Nicola over her alleged involvement in the row, alleging that her “view on life” has distorted as a result of wealth.
“Nicola is someone who has grown up with so much wealth and power. If you have grown up like that, your whole view of life and other people is so warped. Everyone is your plaything and if something or someone displeases you, it’s got rid of,” a source has told the Daily Mail.
READ MORE: Brooklyn Beckham’s ex Tallia Storm claims Victoria called the paps on themREAD MORE: Brooklyn Beckham wedding guest ‘deletes Victoria dance bombshell’ in wild move
According to reports, it’s reported that the Beckhams now fear that their relationship with Brooklyn will end if Nicola and him break up. Brooklyn is covered in tributes to her grandmothers, her husband’s eyes, and their wedding vows, among other things.
And now the model, who has been in the public eye since he was born at the exclusive Portland Hospital in London in March 1999, has reportedly quit social media after making a series of shocking claims against his family. According to a source, Brooklyn is “lying low” and won’t read any response from his family — should they choose to make one — because he’s taking a break from social media.
But his fans have urged the aspiring photographer to release footage, said to show Victoria “dancing inappropriately” at the wedding, to offer the “ultimate proof” he is right in the row. Brooklyn claimed the dancing left him “uncomfortable” and “humiliated” on his big day in 2022.
Continue reading the article.
According to a source, Lady Victoria, 51, allegedly wrapped her arms around her eldest son before nuzzling into his neck when she was called onto the stage. Additionally, it’s claimed that the former singer “grinded” on her son. These assertions have skewed public opinion this week, stoking up disagreements. Brooklyn has become so popular that people are now asking him to share a video of his argument on social media.
Liverpool correspondent, Stade Velodrome, Marseilles, and  
86 Comments
Arne Slot recalls Marseille well in retrospect. His Feyenoord team won the Europa Conference League final in 2022, and it was there.
He was questioned about those memories ahead of this week’s game in the Stade Velodrome. Additionally, he was questioned about Xabi Alonso’s connections to the job at Liverpool in an odd and rude manner.
Liverpool’s manager, who added Marseille to Eintracht Frankfurt and Inter Milan as the teams they have defeated on their travels this season, slammed any uncertainty surrounding his future.
Although their 13 matches (W7 D6) in all competitions have been uninspiring, this is the longest streak of any team from Europe’s big five leagues. For that, credit must be due in its own right. In November, Liverpool last lost a game.
It was crucial for Slot because Mohamed Salah had won the first game for Liverpool since November 4, when they defeated Real Madrid in the Champions League. After Salah’s interview at Leeds, it appears like a line has been drawn, and both the player and the manager can now move on toward the improvement of the football team.
Both need one another in reality. Slot stated before the game that he was trying to do something different when I didn’t play him. All the ball possession we have failed to score. Mo Salah is the only player who has ever scored goals in Liverpool’s history.
Even though Salah actually should have scored from the spot when he fired wide in the second half on a 46 Champions League goal for Liverpool, it was a night that left Slot speechless and may well give him some food for thought in the coming weeks.
JavaScript must be enabled in your browser to play this video.
ago, one hour ago
Jeremie Frimpong and Milos Kerkez provided the width down the flanks with Florian Wirtz and Dominik Szoboszlai remaining behind Hugo Ekitike and Salah.
In that regard, Salah and the other summer signings excelled because of Frimpong’s energy, which allowed him to concentrate on his attacking duties. Despite that, the Egyptian did withdraw a shift.
On Match of the Day, Steven Warnock praised Salah for “sitting nicely into Liverpool’s shape.” I believe Slot will use him like this again because “you need continuity and consistency to get the best out of him.” That defensive responsibility of having to track back as far as he is wide is removed.
When he isn’t running as much, it makes him more youthful and dangerous. He almost had the impression that he was constantly looking for opportunities while watching his defender every chance, and he got two excellent chances to do better tonight.
JavaScript must be enabled in your browser to play this video.
The key is still to deal with a low block for Slot and Liverpool. Even if Steven Gerrard, the former team’s captain, resisted that Slot stop talking about it.
“I’m very happy for him,” he said. When under that pressure, Gerrard said, “It can’t be easy.” His tactics worked perfectly tonight. He merits a lot of praise and acclaim. He needs to stop talking about low blocks. Since I started playing against Liverpool, low blocks have been occurring. That is exactly how it is.
Slot told TNT Sports, “I am aware of why we’re not consistent, and that’s primarily when a game is open,” Slot continued. “It’s completely different from playing against a low block. When both teams want to press and play out from the back, “you can’t compare that to tonight’s game.” We struggle with low blocks if we’re inconsistent.
Although it’s unlikely to be possible for Bournemouth to attempt a low block on Saturday, Andoni Iraola might choose to take a chance on Liverpool’s recent struggles.
JavaScript must be enabled in your browser to play this video.
According to financial firm Deloitte’s analysis, Liverpool has officially become the top-earning Premier League team.
The Reds won the English top flight title last year, and they made 836 million euros (£702 million) in revenue, the most of any other English club.
In the 29th edition of the Deloitte Football Money League, Manchester United reached their lowest point ever.
Real Madrid and Manchester United are both at the top of the list, with a 1.2% (£1.01bn) revenue coming in despite not winning the Champions League or La Liga last year, both of which Manchester clubs dropped down.
Despite playing away from their Nou Camp stadium last season as it was renovated, Barcelona came back into the top three for the first time since 2019-20, moving back into the top three.
Third is reached by Bayern Munich, followed by Paris St-Germain, who won the Champions League, by 837 million euros ($703), and fifth is Liverpool.
Manchester City’s revenue, which was 829 million euros ($697), dropped from second to sixth.
Manchester United moved from fourth to eighth place with 793 million euros (666 million) after finishing 15th in the Premier League and losing to Tottenham in the Europa League final.
United has won the money league on ten occasions, most recently in 2017.
Due to their lack of involvement in European competition and the initial rejection of the FA Cup and League Cup, their matchday revenue will also suffer this year.
According to Deloitte Sports Business Group lead partner Tim Bridge, “If you went back 10 or 15 years and looked at Manchester United’s matchday revenue, it was the industry leader.”
Everyone went to market and developed their strategy based on their ability to generate commercial revenue. That is not the case, in my opinion.
There are six English clubs in the top 10, with Arsenal (822m euros, £690m) in seventh, Tottenham (673m euros, £565m) in ninth and Chelsea 10th with 584m euros (£491m).
three days ago
23 January 2025
Why is there an increase?
The top 20 clubs’ overall revenues increased by 11%, or 12.4 billion euros ($10.4 billion).
Commercial revenues increased from 4.9 billion euros (£4.1 billion) to 5.3 billion euros (£4.1 billion), “due to a shift in clubs’ business models focusing on increased use of stadia and surrounding areas on non-matchdays, an increase in sponsorship revenue, and improved retail performance.”
Real Madrid’s commercial income of 594 million euros ($499 million) would have placed them in the top ten.
Matchday income increased once more to $ 2 billion, or 16%, to $ 2 billion, or $ 2 billion, or $ 2.4 billion.
The expanded Fifa Club World Cup, which took place in the US last summer, contributed to a 10% increase in broadcast revenue.
Need to strike a balance between preserving the product and making money.
According to Deloitte’s Bridge, the Money League figures indicate that “clubs continue to take greater ownership of their revenue-generating capabilities.”
However, Bridge added that a balance needs to be struck between increased revenue and player welfare as the player’s union Fifpro files legal action against Fifa over the rise in games in the football calendar.
“On-pitch performance continues to be a key factor in clubs’ ability to rise to the top of the rankings, with many clubs gaining from new and expanded European and international club competitions,” said Bridge.
“Most Money League clubs played more games than they did the previous season, which shows how much the rankings’ rankings’ competitions have grown and how many teams have performed sportingly.”
A balance needs to be struck between optimizing revenue and safeguarding both the value of the on-field product and player welfare in the midst of ever-increasing fixture schedules, despite the fact that this presents significant financial opportunity.
