Beginning on February 1, 2025, the police in Lagos, Akwa Ibom, and Edo states will begin enforcing the state’s required minimum for third-party motor vehicle insurance.
IGP Kayode Adeolu Egbetokun, the Inspector General of Police, issued the directive.
Making this known in a statement, the spokesperson for the Lagos State Police Command, Benjamin Hundeyin, noted that vehicle owners in Lagos State are required to possess a minimum of valid third-party insurance.
He cautioned car owners and operators against breaking this essential regulation, and urged those who don’t have any type of insurance to do so right away.
According to Hundeyin, failure to comply with the regulation will result in strict enforcement actions, including fines, penalties or both.
He stated that “this initiative aims to make sure that vehicle owners adhere to stipulated insurance standards in order to protect themselves and other road users.”
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Meanwhile, the Commissioner of Police, Lagos State Command, Olanrewaju Ishola, has charged officers on this enforcement exercise to be professional, courteous but firm in the discharge of their duties.
He also reaffirmed that the police would not tolerate any kind of incivility toward public members.
In Akwa Ibom, Commissioner of Police, CP Baba Azare, led the monitoring team around Uyo metropolis and Ikot Ekpene on Saturday.
According to Azare, the exercise complied with the Insurance Act’s Section 68.
The CP claimed that all car owners must have valid third-party insurance before using public roads.
He added that the exercise is designed to protect road users, ensure accountability, and promote compliance with traffic laws.
“Today, we are here to watch the Akwa Ibom State’s third-party insurance compliance.”
” So far, so good, in all the areas we have visited, people are complying, those who have not complied, their vehicles will be impounded and taken to the police station, where they have to comply with the third-party insurance before release of their vehicles. “For those who will not comply accordingly, the process of prosecution will take place.
” So far, so good, there’s a high level of compliance in the state. This is attributed to the command’s sensitisation meetings with stakeholders. In Akwa Ibom State, we have seamless exercise, “Azare said.
According to Azare, enforcement will continue without stopping until everyone complies with the law’s third-party insurance.
The state’s 31 Local Government Areas are currently being analyzed, according to the CP, and the command is still working to compile the total number of vehicles seized.
Similarly, in Edo State, the Police Public Relations Officer, Moses Yamu, noted in a statement that the Commissioner of Police, Betty Enekpen Isokpan Otimenyin, urged vehicle owners in the state to ensure that they get the third-party insurance which insures one (third party) against damage to vehicles, property or bodily injuries that may arise from accident.
The Commissioner warned that anyone who fails to get his or her vehicle particulars, especially the third-party insurance updated, would face sanctions.
The regulation is to be enforced nationwide. (1) No person shall use a motor vehicle on a road in violation of Section 68 of the Insurance Act of 2003 unless an insurer licensed under this Act has an insurance policy in place for the damage to the property of third parties.
(2) A liability of not less than N1 million shall be covered by the insurance purchased in accordance with subsection (1) of this section.
(3) The insurance under this section shall be in addition to the liabilities that the Motor Vehicle (Third Party) Insurance Act, 1950, requires and is subject to applicable laws.
Source: Channels TV
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